United trust bank mortgage reviews offers a range of specialist mortgages for residential purchase and residential remortgages as well as second charge homeowner loans. These are sometimes known as’mini-mortgages’ and are designed to allow homeowners to raise funds secured against their home without affecting their primary mortgage, allowing debt consolidation or for retirement. Borrowers with bad credit history are also accepted. Its new homeowner loan products are underwritten using a combination of cutting edge technology and specialist underwriters. Its Nivo facial recognition ID verification app can help to speed up the process and make it even more straightforward.

Navigating Mortgage Choices: Analyzing United Trust Bank Mortgage Reviews and Ratings

A secured loan requires you to put forward an asset that is held as security for the repayment of the loan, usually your property. In the event that you fail to meet the repayments then your property may be repossessed. United Trust Bank secured loans are available up to 85% of your home’s value, which is higher than some other lenders. You can choose between a fixed or tracker rate and you can also borrow with a guarantor if necessary.

United Trust Bank customer reviews have been positive overall, with a high percentage of customers awarding it five stars on review site Trustpilot. This is an impressive score, especially as only three-quarters of UK mortgage lenders achieve this level of satisfaction. Its website provides helpful information and a good choice of mortgage rates. You can also contact a United Trust Bank representative by phone or email.